Gear Capital
Financing Canadian Industrial Growth
Fast, flexible equipment financing for manufacturers, contractors, and industrial businesses. We help companies scale production, secure contracts, and grow capacity , without the delays of traditional banks.
What We Do
Gear Capital provides asset-based equipment loans and leases to Canadian businesses across manufacturing, industrial services, infrastructure, and emerging defence supply chains.
Our financing helps you acquire the equipment you need to grow.
We move quickly, understand specialized assets, and structure solutions that work for real businesses.
Equipment We Finance
We finance productive business assets including:
Construction
Trailers
Lanscaping
Trucks and specialty vehicles
Welding and manufacturing equipment
Golf Courses
Electronics manufacturing equipment
Agricultural Equipment
Robotics and automation systems
CNC and fabrication machinery
Industrial tooling
If the equipment helps your business generate revenue, we want to look at it.
Why Businesses Choose Gear Capital
Speed
Approvals in days, not months.
Flexibility
We understand specialized equipment and growth situations that banks often decline.
Asset-Based Lending
Decisions based on equipment value and business strength — not just financial ratios.
Growth Focused
We help businesses expand capacity and capture new opportunities.
Experience
Built on the lending expertise of Draft Financial, an established private lending platform.
Who We Work With
Our clients include:
- Manufacturing and fabrication companies
- Industrial contractors
- Aerospace and vehicle service providers
- Infrastructure and construction firms
- Technology and electronics manufacturers
- Logistics and equipment operators
Many are expanding to meet new demand across Canadian industry and supply chains.
Typical Financing Structure
- Loan or lease terms: 36–60 months
- Competitive private lending rates
- Financing up to ~65–70% of equipment value
- Flexible structures for growth situations
- Fast funding timelines
We focus on practical solutions that allow you to move forward.
Request Financing
Submit your request and we will review your project quickly.
Information we typically need:
- Equipment quote
- Business overview
- Financial information
- Ownership details